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Today''s twenty-somethings have much less idea of how to keep track oftheir personal finances than previous generations. Young peoplehave continuously been encouraged to use student loans and overdraftswithout a thought for the future, but now they are increasinglyrealising that they need to sit up and take responsibility for theirfinances. This book will cover all those complicated things that as astudent or young person you never bothered to try and understand beforewhen - suddenly - it''s vital that you do understand them. The world ofISAs, loans, mortgages and tax returns can seem pretty scary to theuninitiated. E iencedfinancial journalist Nic Cicutti breaks the vital information down intofour sections: debt, life, savings and budgeting. Topics covered willinclude student loans, bank debt, credit cards and mortgages; taxreturns and PAYE forms, buying and renting property; savings, ISAs andinvestment strategies; and planning a budget. The Financial Intelligence series offers down-to-earth, practical guides to personal finance,aimed at anyone who wants to increase their financial IQ. These guideswill help readers to feel confident about making the right decisionswhen it comes to spending, saving and investing their money.>
