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Microfinance in India: A State of the Sector Report, 2007 is one in a series of annual reports on the microfinance sector in India. It is a comprehensive one-stop document that provides a holistic view of the sector, providing a detailed analysis of its status and future. It highlights recent developments under each of the two main models of microfinance in India -the SHG and MFI models. Most significantly, it engages with issues of topical interest such as the microfinance bill pending in parliament in a balanced and objective manner, and focuses on policy issues that need the attention of decision makers.
The book carries a statistical appendix which provides essential data on the sector, and strengthens its utility as a reference document. It will be of interest to various players in the sector including practitioners, bankers, insurance companies, venture capitalists, regulators, donors and academics.
Sommario
Overview - Prabhu Ghate
Progress Under the SHG-Bank Linkage Programme - Prabhu Ghate
SHG Federations: Financiers or Nurturers? - Prabhu Ghate
MFI Performance: Efficiency with Growth - Sanjay Sinha
Urban Microfinance - Prabhu Ghate
Social Performance in Indian Microfinance - Frances Sinha
Micro Insurance - Sai Gunaranjan
Microfinance and Technology - Prasanth V Regy and Vijay Mahajan
Regulation: The Microfinance Bill: An Opportunity Being Lost? - Prabhu Ghate
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Prabhu Ghate is an independent researcher, journalist and consultant, based in New Delhi, with a Ph.D. in public policy from Princeton University. While on study leave from the IAS, he conducted extensive field work on anti-poverty programmes in eastern Uttar Pradesh, and authored Direct Attacks on Rural Poverty: Policy, Programmes, and Implementation (1984). Thereafter, as a Senior Economist at the Asian Development Bank, Manila, he anchored a six-country comparative study, Informal Finance: Some Findings from Asia (1992). He has worked in many countries of Asia in the areas of rural and financial development, has a number of journal articles to his credit, and writes frequently for Economic and Political Weekly and The Economic Times.
