Financial Literacy for All - Disrupting Struggle, Advancing Financial Freedom, Building a New

Sound, simple, and easy-to-implement financial advice is hard to come by. Much of the guidance offered to people seeking help with personal and household finance is needlessly complicated, involves high-risk and speculative strategies, or is designed to advance the interests of a variety of advisors, brokers, and planners.
 
In Financial Literacy For All: Disrupting Struggle, Advancing Financial Freedom, and Building a New American Middle Class accomplished philanthropist and social entrepreneur John Hope Bryant delivers an easy-to-follow and powerful new resource for everyday Americans trying to build a strong financial foundation.
 
In the book, you'll find an accessible first step to creating a secure and prosperous future for you and your family, regardless of your educational or employment background. You'll establish a financial mindset that contributes to success and wealth, rather than debt and struggle, and that helps you to answer tough money questions you'll encounter every day.
 
The author issues a call to action for public and private sector leaders to help bring financial literacy education to young Americans and working adults, while outlining a plan that invites individuals and organizations of every stripe to join this movement for financial self-determination.
 
Financial Literacy For All is a critical pillar for anyone seeking to build a rock-solid base for their current and future financial decision-making. It's a must-read book for working professionals, blue-collar workers, members of young and growing families, and established businesspeople striving for a better, more secure future for themselves and their families. It will also prove to be invaluable for anyone helping to lift others out of poverty as well as those advising clients on personal finance.

Sommario

Foreword ix
Prologue xiii
Introduction: America's Upgraded Business Plan 1
Dreams, Decisions, and Destinies 9
Section I What's the Issue and Why Should We Care? 27
Chapter 1 Credit Is a Tool, Not a Toy 29
Chapter 2 The Civil Rights Issue of Our Generation 35
Section II How Did We Get Here? Aka Stories of Broken Capitalism 47
Chapter 3 Broken Capitalism and the Black and Brown People of America 49
Chapter 4 How Poor Whites Got Left Behind 67
Chapter 5 Losing Focus on the Goal: Financial Freedom 73
Chapter 6 The American Dream Deferred 79
Section III Empowerment Through Education 93
Chapter 7 Breaking the Chains: From Fast Money to Lasting Legacy 95
Chapter 8 Educating Our Kids 99
Chapter 9 Educating Our Communities 111
Chapter 10 Educating Our Entrepreneurs 121
Chapter 11 Educating Our Workforce 133
Chapter 12 Elevating Credit Scores and Empowering Dreams 143
Section IV It's a Movement, Not a Moment 151
Chapter 13 Empowerment Through Education 153
Chapter 14 Join the Movement 161
Conclusion: A Ladder for All 165
Epilogue 171
Financial Literacy Resources 177
The Financial Literacy for All Initiative 183
Acknowledgments 189
About The Author 195
Index 199

Info autore

JOHN HOPE BRYANT is an American entrepreneur, and sought-after thought and philanthropic leader, who is referred to as the Conscience of Capitalism by leading Fortune 100 CEOs. Bryant is the Founder, Chairman, and Chief Executive Officer of Operation HOPE, Inc. the largest not-for-profit and best-in-class provider of financial literacy, financial inclusion and economic empowerment tools and services in the United States for youth and adults. Operation HOPE is working to level the opportunity playing field, connecting communities to the private sector, through inclusive capitalism, at scale.
Bryant is also Chairman and Chief Executive Officer of John Hope Bryant Holdings, Bryant Group Ventures and Executive Chairman of The Promise Homes Company (Promise Homes), the largest for-profit minority-controlled owner of institutional-quality, single-family residential rental homes in the U.S.

Riassunto

A new approach to understanding money and achieving financial fulfillment

Former Vice-Chairman of the U.S. President's Advisory Council on Financial Literacy, John Hope Bryant, delivers an accessible and powerful resource for everyday Americans seeking to build a strong financial foundation. This book is an easy-to-read first step toward a fulfilling financial future, helping you understand your relationship to work and money, and a key component to untangling the surprisingly simple puzzle of personal finance.

With an insightful forward by Doug McMillon, President and CEO of Walmart Inc., you'll learn how to create wealth for yourself and your family, regardless of your educational or employment background, and how to establish a financial mindset that contributes to a sound future. You'll also discover:
* The answers to tough money questions, including the actual utility of new financial inventions like cryptocurrency
* How to think about exchanging your time and effort for money and the conditions under which you should agree to work
* Plain-English discussions of the principles of responsible long-term investing and how it differs from speculation

Acting as a critical pillar for those seeking to build a rock-solid financial foundation, Financial Literacy for All is a must-have book for working professionals, blue-collar workers, members of young families, and established businesspeople looking for a better, more secure future for themselves and the ones they care about.

Dettagli sul prodotto

• Autori: John Hope Bryant, Bryant John Hope
• Editore: Wiley, John and Sons Ltd
• Lingue: Inglese
• Formato: Copertina rigida
• Pubblicazione: 01.04.2024
• EAN: 9781394209026
• ISBN: 978-1-394-20902-6
• Pagine: 224
• Categorie: Scienze naturali, medicina, informatica, tecnica > Matematica; Scienze sociali, diritto, economia > Economia > Economia aziendale; Mathematik, USA, Wohlstand, Mittelschicht, Mathematics, United States of America, USA, Mathematik in Wirtschaft u. Finanzwesen, Business & Finance