Foreclosed - Mortgage Servicing Hidden Architecture of Homeownership in America

Analyzes the poorly regulated world of mortgage servicers and offers reforms designed to protect consumers and ensure financial stability.

Sommario

Introduction; Part I. The Housing Crisis, its Architects, and its Victims: 1. The lead-up to the crisis; 2. The crisis hits; 3. At your (mortgage) service; Part II. Foreclosures, Middlemen, and Homeowners in Crisis: 4. The most important document you've never read; 5. Lost and sign on the dotted line; 6. Break-In foreclosures; Part III. Solutions and Moving Forward: 7. Regulating mortgage servicing; 8. Reforming mortgage law and practice; Conclusion.

Info autore

Christopher K. Odinet is an associate professor of law and an affiliate associate professor in entrepreneurship at the University of Oklahoma. Professor Odinet is a national expert on real estate law, mortgage finance, and consumer protection.

Riassunto

Foreclosed sheds light on stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. This book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing of most Americans, and the servicing problems that persist today.

Dettagli sul prodotto

• Autori: Christopher K. Odinet
• Editore: Cambridge University Press ELT
• Lingue: Inglese
• Formato: Tascabile
• Pubblicazione: 28.02.2019
• EAN: 9781108406352
• ISBN: 978-1-108-40635-2
• Pagine: 300
• Categorie: Scienze sociali, diritto, economia > Diritto > Diritto internazionale, diritto degli stranieri; USA, LAW / Banking, Business ethics & social responsibility, financial law, United States of America, USA, Business ethics and social responsibility, Financial law: general, Property law: general, property law