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Principles of Fintech is designed to prepare upper-level undergraduate and postgraduate business and financial management students to innovate with the latest financial technology. It combines real-world examples, critical reflection and applied frameworks for students to understand how to use Fintech creatively and responsibly in their future careers. This textbook:
-Introduces the fundamentals of Fintech, including the technology and business models underpinning it
-Covers the use of key technologies, such as generative AI and blockchain, as well as the applications of Fintech from digital payment to insurance (InsurTech) and wealth and asset management (WealthTech),
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Principles of Fintech bridges the gap between technology, finance and strategy, with real-world examples from both successful and failed Fintech initiatives. This textbook includes key pedagogical features such as learning objectives, chapter summaries and reflective questions to challenge students to apply theory into practical contexts. Additional online resources include lecturer slides, suggested classroom activities, discussion question prompts, and regularly updated real-world examples and further reading.
About the author
Alex Zarifis is Lecturer in Information Systems at the University of Southampton, UK. Previously, he worked at the University of Cambridge, University of Manchester and the University of Mannheim. He is currently a research affiliate of the Cambridge Centre for Alternative Finance (CCAF). He is also a pioneer in Fintech education and participated in creating the first government-recognized university degree on blockchain technologies in 2014 at the University of Nicosia in Cyprus.
