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Clear, actionable advice to manage your money and achieve financial stability, regardless of income The High-5 Banking Method introduces a simple yet effective approach to help you take control of your personal finances and finally achieve financial stability. This book is inspired by financial educator and influencer Sahirenys Ortega Pierce's experience finding out that her son had a heart defect and would need open heart surgery at six months of life, then needing to purposefully save for surgery and organize her finances so she could focus on what mattered most. Filled with reliable and accessible strategies to manage your money regardless of your income level, this book contains:
- Heart-felt, motivational lessons and anecdotes from Pierce's journey that will spark a new level of creativity into your thinking
- Easy-to-follow steps to improve your financial wellbeing, such as through the High Five Banking Method's "2 Checking and 3 Savings" account system
- Tips on financial wellness, budgeting, lifestyle creep, banking, debt management, emergency fund creation, goal setting, and many other topics
By providing clear, actionable advice in an engaging and accessible way,
The High-5 Banking Method empowers all individuals, especially first-generation Americans, minorities, and young adults, to manage their finances with purpose and find balance in their lifestyles.
List of contents
CONTENTS
Preface
Part 1: Introduction to Me and the High 5 Banking Method
Chapter 1: "I'm Done" Moment
Chapter 2: The Creation of the High 5 Banking Method
Part 2: Spend with Purpose: Understanding Your Expenses
Chapter 3: Your Bills
Chapter 4: Your Lifestyle
Part 3: Save with Purpose: Understanding Your Goals
Chapter 5: Your Emergency Fund
Chapter 6: Your Short-Term Goals
Chapter 7: Your Long-Term Goals
Part 4: Refine Your Numbers
Chapter 8: 30-Day Challenge
Chapter 9: Status Check
Chapter 10: Cut, Keep, or Reduce Strategy
Part 5: Money Flow
Chapter 11: Get Your Priorities Straight
Chapter 12: The Two-Week Gap Strategy
Chapter 13: Flow Your Savings Goals
Part 6: Banking with Purpose
Chapter 14: Banking
Chapter 15: High 5 Banking Rules
Chapter 16: Opening, Closing, and Repurposing Your Bank Accounts
Chapter 17: It's Time to Execute the High 5 Banking Method
Part 7: Maintenance
Chapter 18: Weekly Maintenance
Chapter 19: Monthly Maintenance
Chapter 20: Yearly Maintenance
Conclusion
Acknowledgments
About the Author
