Falling for FinTech? - A Historical Institutionalist Account of France's Approach to Financial Innovation After the Global Financial Crisis

This book presents a unique in-depth case study, supported by interviews with French experts, of France s early embrace and regulatory leadership on FinTech in an uncertain EU post-2008 crisis regulatory context, with an extension of the discussion to implications on EU level. FinTech- the recent wave of technological innovation in finance is no longer a buzzword but a mainstream development in financial services. Although it raises much hope, FinTech creates challenges to post-global financial crisis regulation which raises an important research question at the heart of this book: How do financial regulators manage uncertain technological innovations in the wake of a protracted systemic crisis? This book analyzes this critical question for political economy and public policy through a qualitative in-depth analysis of FinTech regulation in France, a country where the State has promoted financial innovation as a matter of industrial policy within an evolving regulatory space, supported generally by market-shaping principles.

List of contents

Introduction.- Theoretical Framework.- The Interpretive Politics of FinTech Regulation in France.- Regulating Crowdlending in France.- Non à la sandbox !.- Regulating Initial Coin Offerings in France.- Conclusion.

Product details

• Authors: Daphnée Papiasse
• Publisher: Springer, Berlin
• Languages: English
• Product format: Hardback
• Release: 10.10.2025
• EAN: 9783031945137
• ISBN: 978-3-0-3194513-7
• No. of pages: 450
• Illustrations: Approx. 450 p.
• Series: Advanced Studies in Diginomics and Digitalization
• Subjects: Social sciences, law, business > Business > Business administration; Wirtschaftswissenschaft, Europa, AMF, Entrepreneurship, Crowdfunding, Öffentlicher Dienst und öffentlicher Sektor, Initial Coin Offering, financial technology, Public Economics, cryptocurrencies, capital markets, Financial Economics, Crowdlending, European Economics, crypto assets, Financial Technology and Innovation, Decentralized Finance, Financial Innovation, ACPR, Institutionally Mediated Bank Structural Power, Innovation Hub, Supervisory Framework, French Regulation, Regulatory Capture Theories