The Financial Technology Revolution - Theory, Innovation, and Revenue Streams

FinTech companies digitize financial products by leveraging data from existing offerings, reinterpreting financial products, and collaborating with banks, financial institutions, and stakeholders. This book examines the lifecycle of FinTech companies and discusses business models and pricing strategies.  This book explores how FinTech is reshaping the finance industry by combining finance, technology, and regulation. It discusses, through case studies, payment services, payment card schemes, digital wallets, digital banks, challenger banks, neobanks, BNPL, SuperApps, neobrokers, EMI, RTO and A2A. By understanding these models and implementing effective strategies, FinTech companies can thrive in a rapidly evolving industry landscape.

List of contents

CHAPTER 1 Introduction.- CHAPTER 2 Business Model.- CHAPTER 3 Payment Services.- CHAPTER 4 Payment Card Systems.- CHAPTER 5 Digital Banking.- CHAPTER 6 Novels in FinTech.- CHAPTER 7 New Challenges in FinTech.

About the author

Turgay Geçer is an Associate Professor of Finance at FSM Vakif University, Turkiye. 
Vedat Akgiray is a Professor of Finance at Boğaziçi University, Turkiye. 

Summary

FinTech companies digitize financial products by leveraging data from existing offerings, reinterpreting financial products, and collaborating with banks, financial institutions, and stakeholders. This book examines the lifecycle of FinTech companies and discusses business models and pricing strategies.  This book explores how FinTech is reshaping the finance industry by combining finance, technology, and regulation. It discusses, through case studies, payment services, payment card schemes, digital wallets, digital banks, challenger banks, neobanks, BNPL, SuperApps, neobrokers, EMI, RTO and A2A. By understanding these models and implementing effective strategies, FinTech companies can thrive in a rapidly evolving industry landscape.

Product details

• Authors: Ahmet Vedat Akgiray, Vedat Akgiray, Turgay Geçer
• Publisher: Springer, Berlin
• Languages: English
• Product format: Hardback
• Released: 19.06.2025
• EAN: 9783031920479
• ISBN: 978-3-0-3192047-9
• No. of pages: 171
• Dimensions: 148 mm x 15 mm x 210 mm
• Weight: 370 g
• Illustrations: XVII, 171 p. 31 illus., 2 illus. in color.
• Subjects: Social sciences, law, business > Business > Business administration; machine learning, Pricing, AI, Fintech, blockchain technology, Financial Services, cryptocurrencies, Financial Technology and Innovation, Digital Banking, financial inclusion, Digital Payments, Payment Services, Digital Privacy, FinTech Business Models, Revenue Models, Payment Card Systems