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Essential money skills every teenager should know Managing money is one of the most valuable skills you can master, literally.
Personal Finance For Teens For Dummies walks you through everything you need to know about budgeting, saving, and planning for your goals. Saving for college? A nice car? A trip around the world? This guide has you covered. It breaks down financial topics in a way anyone can understand, empowering you to make smart money decisions, now and in the future. With companion videos, it's fun to become money smart.
Inside... - Making a realistic budget
- Saving money in middle school
- Opening a bank account
- Balancing work and school
- Understanding interest
- Paying for college
- All about credit cards
- Making decisions about credit cards
List of contents
Introduction 1
Part 1: Discover How to Build Your Financial Muscles 5 Chapter 1: Starting Your Financial Journey 7
Chapter 2: Creating Your Financial Workout Plan 13
Chapter 3: The Money Warm-up 31
Chapter 4: Budgeting Basics 43
Chapter 5: Everybody Needs a Little Credit 57
Chapter 6: Breaking Down Debt 77
Part 2: Money Matters for Middle Schoolers 95 Chapter 7: My Money and Me 97
Chapter 8: Money for the Future 105
Chapter 9: Managing Money in Middle School 117
Part 3: Money Matters for High Schoolers 127 Chapter 10: Work Hard, Study Hard 129
Chapter 11: Getting Ready for Life After High School 145
Chapter 12: Getting Into Your Dream College 163
Chapter 13: Securing the Bag (for College, That Is) 181
Part 4: Making Money Like an Adult 199 Chapter 14: Earning Money at Work 201
Chapter 15: Reading Your Paycheck 223
Chapter 16: The Real Cost of Work 235
Chapter 17: Protecting Your Money Online 247
Chapter 18: Bills, Bills, Bills 261
Part 5: Preparing for the Big Things 275 Chapter 19: Buying Your Dream Car and Other Big Purchases 277
Chapter 20: Investing for the Future 295
Chapter 21: Protecting Yourself with Insurance 315
Part 6: The Part of Tens 327 Chapter 22: The Ten-Part Teen Tax Toolbox 329
Chapter 23: Creating a Win File: Your Ten-Part Personal Highlight Reel 333
Index 339
About the author
Athena Valentine Lent is founder of
Money Smart Latina, a financial education blog. Homeless in high school, Valentine is now a financial columnist for Slate Magazine.
Mykail James, MBA, is a public speaker and financial educator. Through her online persona, "The Boujie Budgeter
®," she explains complex money topics for young professionals.
