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Discover how financial organizations and professionals can drive socially inclusive fintech purposefully and profitably with this practical guide.
List of contents
Section - ONE: What does financial inclusion mean?; Chapter - 01: Why does financial inclusion matter?; Chapter - 02: What are the drivers of financial exclusion?; Chapter - 03: The role of banking in everyone's lives; Chapter - 04: The importance of payments and the birth of the current account; Chapter - 05: The role of credit; Chapter - 06: Protection; Chapter - 07: Regulation; Section - TWO: How do we fix finance?; Chapter - 08: The role of fintech; Chapter - 09: Open banking and APIs; Chapter - 10: Banking-as-a-service and embedded finance; Chapter - 11: Niche banking; Chapter - 12: Authentication and identification; Chapter - 13: Big data, alternative data and artificial intelligence; Chapter - 14: Blockchain and distributed ledger technology; Chapter - 15: Decentralized finance, cryptocurrency and Web3; Chapter - 16: Central bank digital currency; Section - THREE: What can be done?; Chapter - 17: Call to action; Chapter - 18: Engaging the financial inclusion ecosystem;
About the author
Alessandro Hatami is the founder and managing partner of advisory firm Pacemakers.io, specialising in driving digital transformation in payments, financial services and banking organisations. He has been driving digital innovation for over 15 years at firms such as the Lloyds Banking Group, PayPal UK, PayPoint.net and GE Capital. He is a non-exec director of Cashplus Bank, mentor to several fintech start-ups and an investor in a number of early-stage tech companies. He is a well-known figure in European fintech and is a frequent speaker at events across the globe. His book Reinventing Banking and Finance (2021), also published by Kogan Page, was rated Best Overall Book on Banking of 2021 by Investopedia.com in the US. He is based in London, the UK.Meaghan Johnson is a fintech researcher and consultant with an interest in using emerging technologies and business models to increase financial inclusion. She is the co-founder of 11:FS and Digital Mags and the Chief Strategy Officer at Bazara Tech. She is a PhD candidate in political science at the University of Aveiro.