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From Wes Moss--named by Barron's as one of America's top financial advisors
"The keys that Wes Moss identifies to having a happyretirement are simple but brilliant. Read this book." -- Clark Howard, #1
New York Times bestselling author of
Living Large in Lean Times"Financial planner Wes Moss offers you something different - not just a plan to retire, but a way to do it sooner and to be happy when you do." - Atlanta Journal Constitution
If you think you need to win the lottery or work until you're 75 to retire with financial stability, Money Matters host Wes Moss has very good news for you.
You Can Retire Sooner Than You Think reveals the secrets for ensuring a successful retirement-sooner rather than later.
After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices:
- Determine what you want and need your retirement money for
- Figure out how much you need to save
- Create a plan to pay off your mortgage in as little as five years
- Develop an income stream from multiple sources
- Become an income investor
Getting on the fast track to a great retirement is a lot simpler than the retirement professionals would have you believe.
You Can Retire Sooner Than You Think provides the proven-effective, five-step formula for creating the retirement of your dreams.
List of contents
Foreword by Clark Howardxiii
Preface : Does Money Buy Happiness ? xv
Introduction : How to Read This Book xxi
Acknowledgmentsxxv
Part One
The Happy Retiree Basics
Chapter 1 Who Are the Happy Retirees,and What Makes Them Happy? 3
Chapter 2 What Makes Retirees Unhappy-andHow Can You Avoid It? 15
Chapter 3 Can I Really Retire Sooner Than I Think? 29
Part Two
The 5 Money Secretsof Happy Retirees
Chapter 4 Secret #1 51
Determine What You Want and NeedYour Retirement Money For
Chapter 5 Secret #2 73
Figure Out How Much Money You Needto Save Before You Retire
Chapter 6 Secret #3 97
Pay Off Your Mortgage in as Little asFive Years
Chapter 7 Secret #4 115
Develop an Income Stream from Threeor Four Sources, Not Just One
Chapter 8 Secret #5 139
Become an Income Investor
Part Three
Minimizing Risk inYour Investment Portfolio
Chapter 9 How Risky Can You Be? 163
Come Up with the Right Mix of Stocks,Bonds, Real Estate, and Cash
Chapter 10 Avoid the Major Pitfalls of Investing 195
Part Four
Enjoying the Rest of Your Life
Chapter 11 Hobbies, Recreation, Vacations,and So Much More 219
Appendix A 18 Traits of the Happiest Retirees 235
Appendix B Recommended Reading 243
Appendix C Chart Labeling 245
Happy Versus Unhappy and H1, H2,H3, H4, and H5
Notes247
Index 249Moss
About the author
Wes Moss is a Certified Financial Planner, ChiefInvestment Strategist for Capital Investment Advisors, and host of the popular radio show Money Matters. He was named one of the country's top 40 fee-only investment advisors under the age of 40 by
Wealth Management magazine, and in 2014
Barron's named him one of the top financial advisors in America. For more information, visit www.wesmoss.com.
Summary
What did today’s most successful retirees do right? The host of the popular radio show Money Matters reveals five simple actions
