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Informationen zum Autor The United Nations Human Settlements Programme! UN-HABITAT! is the United Nations agency for human settlements. It promotes socially and environmentally sustainable towns and cities with the goal of providing adequate shelter for all. Zusammenfassung Assesses the housing finance systems, placing shelter and urban development challenges within the context of macroeconomic policies. This title describes and analyzes housing finance conditions and trends in various regions of the world, including formal housing finance mechanisms, microfinance and community funding. Inhaltsverzeichnis PART I: ECONOMIC AND URBAN DEVELOPMENT CONTEXT * Challenges of Sustainable Shelter Development in Macroeconomic Context * Understanding Urban Shelter Development Challenges * The Macroeconomic Context of Urban Shelter Development * Shelter Policy and Finance: Retrospective Overview * Context to International Thoughts on Financing for Urban Development * Trends in Shelter and Municipal Finance Development: 1972 2004 * Globalization of Finance * The New Millennium: Policies and Organizations in Shelter and Urban Development * Financing Urban Development * Municipal Finance and Urban Development: The Main Issues * National Municipal Finance Systems * Sources of Municipal Finance * Municipal Spending Patterns * Privatization of Municipal Services * Summing Up: Assessing the Effectiveness and Impacts of Municipal Finance Systems * PART II: SHELTER FINANCE! ASSESSMENT OF TRENDS * Mortgage Finance: Institutions and Mechanisms * Highlights * Recent Trends * Regional Analysis * Terms and Conditions * Housing Finance! Affordability and Lower Income Households * Financing for Social and Rental Housing * Conditions and Trends * Challenges * Small Loans: Shelter Microfinance * The Growth of Microfinance for Shelter * Other Providers and Sources of * Community Funds * What Are Community Funds? * PART III: TOWARDS SUSTAINABLE SHELTER FINANCE SYSTEMS * Assessing Shelter Finance Systems * Affordability and the Difficulties of Reaching the Poor * The Role of Mortgage Finance: Access to Capital and the Lack of Loan Finance * The Bigger Picture and What the Market Cannot Manage * Connections and Diversity within Globalization * Policy Directions Towards Sustainable Urban Shelter Finance Systems * Towards Inclusive Urban Infrastructure and Services * Strengthening the Sustainability and Performance of Shelter Finance Systems * Epilogue: Towards Sustainable Urban Shelter * First Element: Abating Housing Costs * Second Element: Increasing Purchasing Power * Synergizing the Two: Lower Housing Prices and Higher Incomes * Formulating and Implementing Urban Shelter Policies: Sheltering the Poor from 'Market Poaching' * PART IV: STATISTICAL ANNEX * ...
