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List of contents
5 Introduction by D. Bruce Johnstone 6 How Financing a College Education Works 7 How Do Students and Families Pay for College? by John B. Lee 8 College Costs: Who Pays and Why It Matters So by Gordon C. Winston 9 Need Analysis: How We Decide Who Gets What by Sandy Baum 10 The Student Aid Industry by Michael Mumper 11 The Changing Characteristics of Undergraduate Borrowers by Kenneth E. Redd 12 How Financing a College Education is Changing 13 The New Politics of Higher Education by A. Clayton Spencer 14 Merit-Based versus Need-Based Aid: The Continual Issues for Policymakers by Joseph D. Creech 15 Student Aid after Tax Reform: Risks and Opportunities by Thomas J. Kane 16 State Policy Response to the Taxpayer Relief Act of 1997 by Kristin D. Conklin 17 Crisis or Convenience: Why Are Students Borrowing More? by Jacqueline E. King 18 Financial Aid Is Not Enough: Improving the Odds for Minority and Low-Income Students by Lawrence E. Gladieux and Watson Scott Swail 19 Conclusion by Jacqueline E. King
About the author
JACQUELINE E. KING is director of federal policy analysis at the American Council on Education (ACE). ACE is the umbrella association for higher education, representing 1,800 two- and four-year colleges, research universities, and national and regional education associations. Prior to joining ACE, King was associate director for policy analysis at the College Board. She is the author or coauthor of numerous reports, articles, and book chapters on financing higher education, access to postsecondary education, and college admissions. In 1998 she was named as one of the 40 young leaders of the academy by Change magazine. King holds a Ph.D. in higher education from the University of Maryland, College Park.
