Personal Finance ISE

Decisions students make today can affect not only their life now but have an impact on their future. If students make wise financial decisions, life can become a more joyous experience. While there are no guarantees there won't be hardships ahead, the material in the 14th edition of Personal Finance can provide you with the information needed to weather a pandemic, an unexpected job loss, or the next crisis. Personal Finance was written with one purpose: To provide the information you need to make informed decisions that can literally change your life. This edition is packed with new and updated information and examples to help students plan for the future and achieve financial security. For example, we have revised important topics like taxes, banking services, college loans, health care, investments, and retirement planning. In addition, our new features personal FinTech and digital financial literacy are both designed to help you use technology to improve financial decision-making.

List of contents

Part 1: Planning Your Personal Finances
Chapter 1: Personal Finance Basics and the Time Value of Money
Appendix: The Time Value of Money
Chapter 2: Financial Aspects of Career Planning
Appendix: Résumés, Cover Letters, and Interviews
Chapter 3: Money Management Strategy: Financial Statements and Budgeting
Appendix: Money Management Information Sources and Advisors
Chapter 4: Planning Your Tax Strategy
Part 2: Managing Your Personal Finances
Chapter 5: Financial Services: Savings Plans and Payment Methods
Chapter 6: Introduction to Consumer Credit
Chapter 7: Choosing a Source of Credit: The Costs of Credit Alternatives
Part 3: Making Your Purchasing Decisions
Chapter 8: Consumer Purchasing Strategies and Legal Protection
Appendix: Consumer Protection Agencies and Organizations
Chapter 9: The Housing Decision: Factors and Finances
Part 4: Insuring Your Resources
Chapter 10: Property and Motor Vehicle Insurance
Chapter 11: Health, Disability, and Long-Term Care Insurance
Chapter 12: Life Insurance
Part 5: Investing Your Financial Resources
Chapter 13: Investing Fundamentals
Chapter 14: Investing in Stocks
Chapter 15: Investing in Bonds
Chapter 16: Investing in Mutual Funds
Chapter 17: Investing in Real Estate and Other Investment Alternatives
Part 6: Controlling Your Financial Future
Chapter 18: Starting Early: Retirement Planning
Chapter19: Estate Planning

About the author

Dr. Jack Kapoor is a Professor of Business and Economics in the Business and Services Division. Dr. Kapoor has taught Business and Economics at College of DuPage since 1969. He received his B.A. and M.S. from San Francisco State College and his Ed.D. from Northern Illinois University. Professor Kapoor was recently awarded the Business and Services Division's Outstanding Professor Award for 1999-2000. Dr. Kapoor is known internationally as a co-author of several textbooks including Business: A Practical Approach (Rand McNally), Business (Houghton Mifflin), and Focus on Personal Finance (Richard D. Irwin/McGraw-Hill).

Les Dlabay teaches in the Department of Economics and Business at Lake Forest College, Lake Forest, Illinois. Over the past 25 years, he has taught more than 30 different courses in high school, community college, university, adult education, and teacher preparation programs. Dr. Dlabay has developed a wide variety of textbook materials, student activity guides, instructor manuals, testing programs, audio-visual materials, and software packages in the areas of Personal Finance, Consumer Economics, and International Business. Dr. Dlabay has served as a consultant to corporations, educational institutions, and government agencies. He has presented more than 140 workshops and seminars in over 20 states to encourage teachers to actively involve students in the learning process with video presentations, newsletters, interviews, and Internet research activities.

Professor of business at Dallas County Community Colleges, believes that these two words can literally change people's lives. Whether you want to be rich or just manage the money you have, the ability to analyze financial decisions and gather financial information are skills that can always be improved. In addition to writing several textbooks, Dr. Hughes has taught personal finance, introduction to business, business math, small business management, small business finance, and accounting since 1972. He also served as a content consultant for two popular national television series, It's Strictly Business and Dollars & Sense: Personal Finance for the 21st Century, and is the lead author for a business math project utilizing computer-assisted instruction funded by the ALEKS Corporation. He received his BBA from Southern Nazarene University and his MBA and EdD from the University of North Texas. His hobbies include writing, investing, collecting French antiques, art, and travel.

Melissa Hart is a permanent lecturer in the Poole College of Management at North Carolina State University. She was inducted into the Academy of Outstanding Teachers and nominated for the Gertrude Cox Award for Innovative Excellence in Teaching and Learning with Technology. She teaches courses in personal finance and corporate finance and has developed multiple ways to use technology to introduce real-life situations into the classroom and online environment. Spreading the word about financial literacy has always been a passion of hers. Each year she shares her common sense approach of “No plan is a plan” with various student groups, clubs, high schools, and outside organizations. She is a member of the North Carolina Association of Certified Public Accountants (NCACPA) where she serves on multiple committees. She received her BBA from the University of Maryland and an MBA from North Carolina State University. Prior to obtaining an MBA, she worked eight years in public accounting in auditing, tax compliance, and consulting. Her hobbies include keeping up with her family’s many extracurricular activities and traveling. She travels extensively with her family to enjoy the many cultures and beauty of the state, the country, and the world.

Product details

• Authors: Les Dlabay, Dlabay Les, Melissa Hart, Hart Melissa, Robert J. Hughes, Jack Kapoor
• Publisher: McGraw-Hill
• Languages: English
• Product format: Paperback / Softback
• Released: 31.03.2022
• EAN: 9781265105426
• ISBN: 978-1-265-10542-6
• Weight: 1483 g
• Illustrations: Illustrationen, nicht spezifiziert
• Subjects: Social sciences, law, business > Business > Business administration; BUSINESS & ECONOMICS / Personal Finance / General, Finance, Finance and the finance industry