More Wealth Without Risk

Updated for 1995 and beyond, this revised and expanded edition of the New York Times #1 bestseller includes six additional chapters and more than 350 low-risk financial strategies. Trusted financial advisor Givens keeps readers at the cutting edge of practical, easy-to-use financial techniques.

List of contents

CONTENTS

Preface My Story

Introduction

Part I PERSONAL FINANCE STRATEGIES

1 Developing Your Financial Blueprint

Turn dreams into realities

2 Becoming Your Own Financial Expert

Take control of your financial future

3 Automobile Insurance -- Cutting Your Premiums 50%

Save up to 50% of the cost of your automobile insurance while maintaining necessary coverages

4 Avoid Rental Car Insurance Rip-offs

Save hundreds of dollars and avoid unnecessary hassles when you rent a car

5 Getting Control of Your Homeowner's Policy and Other Insurance

Lower the premiums on your homeowner's policy while getting rid of poor-value coverages and gimmick insurance

6 Better Life Insurance for 80% Less

Cut the cost of your life insurance by up to 80% while increasing financial protection for your family

7 Give Yourself Credit

Get control of your credit bureau file and establish good credit habits

8 Creative Credit Repair

Get control and repair your credit when life throws you a financial curve

9 Borrowing Money -- Mortgage Control Strategies

Save tens of thousands on any home mortgage

10 Borrowing Money -- Loan and Credit Card Strategies

Cut the cost of borrowing money by 30 to 50%

11 Send Your Kids to College Free!

Combine a college loan with an investment that will cut the real cost of educating your children by 50 to 100%

12 Found Money for College

Take the mystery and frustration out of finding college loans and grants

Part II TAX-REDUCING STRATEGIES

13 Making Your Life Less Taxing

Cut your income taxes by up to 50%

14 Tax Return Filing Strategies

Reduce your taxes and chances of an audit at the same time

15 Winning the Tax Audit

Gain the upper hand in a tax audit

16 Family Ties

Turn family expenses into tax deductions

17 Whom Do You Trust?

Beat the dreaded gift tax and estate tax probate hoax, and protect your assets through the use of trusts

18 Doubling the Profits in Your Employer's Retirement Plan

Create a million-dollar retirement plan where you work

19 Travel the World on Deductible Dollars

Make your vacations and trips tax deductible

20 In Your Best Interest

Make consumer interest deductible

21 Give Yourself a Tax-Free Raise

Increase your take-home pay $50 to $350 per month

22 Working for Tax Deductions

Use your job to create big tax deductions

23 Turn Your Home into a Tax Haven

Generate thousands in extra tax deductions from your principal residence

24 Make Your Boat, Plane, or RV Tax Deductible

Find big tax deductions for your recreational assets

25 Getting Down to Business

Start a small business for fun, profit, and huge tax deductions

Part III POWERFUL INVESTMENT STRATEGIES

26 The Secrets of Powerful Investing

Accomplish the three major investment objectives: 15% safe investment return, no commissions, no taxes

27 The Ten Biggest Investment Mistakes

Learn to recognize investment schemes, scams, and bad advice

28 The 10% Solution

Get your million-dollar investment plan started on a shoestring

29 The Asset Management Account (AMA)

Couple the convenience of checking with the power of an investment

30 The Money Movement Strategy™

Move your investment money among stock, bond, and money market mutual funds to earn an average 15% per year

31 Mutual Fund Winning Strategies

Learn the winning strategies for identifying and using mutual fund investments

32 Mutual Fund Margin Accounts

Use OPM to increase the earning power of mutual funds

33 IRA and Keogh Investment Superstrategies

Earn 15 to 20% per year in nontraditional IRA and Keogh investments

34 Self-Directed Annuities

Combine the 15% earning power of the Money Movement Strategy with America's best tax shelter

35 Discounted Mortgages

Earn 30% per year guaranteed and secured

36 Tax Lien Certificates

Earn 15 to 50% government-guaranteed interest

37 Powerful Investing -- How to Structure Your Investment Plan

Choose the investments that will accomplish your goals in the shortest time

Epilogue

Appendix Fund Family Fact Sheets

Acknowledgments

Index

About the author

Charles J. Givens (1941-1998) was an entrepreneur, investor, lecturer, television and radio personality, self-made millionaire, bestselling author, and a nationally syndicated newspaper columnist as well. He ran the largest and most successful financial planning and educational organization in the world: The Charles J. Givens Organization.

Summary

Charles J. Givens' Wealth Without Risk has become a classic in the field of financial self-help books for one simple reason: it works. His safe, legal, and proven approach has already started millions of Americans on the road to accumulating wealth through better strategies for personal finance, tax reduction, and investment. More Wealth Without Risk keeps you at the cutting edge of practical, easy-to-use financial techniques. Givens delivers more than 350 low-risk financial strategies -- with special sections on protecting your credit and keeping the IRS's hands out of your wallet -- including how and why to:
* Get your next raise totally tax-free
* Make your vacations and trips tax-deductible
* Get your retirement-plan money tax- and penalty-free before age 59 1/2
* Use high-powered, little-known strategies for getting out of debt and rebuilding credit
* Get next year's tax refund this year
And much, much more!

Additional text

Publishers Weekly A top money guide -- entertaining, exciting and full of new ideas....

Product details

• Authors: Charles J Givens, Charles J. Givens, Givens Charles J.
• Publisher: Harper Collins
• Languages: English
• Product format: Paperback / Softback
• Released: 01.04.1995
• EAN: 9780671694036
• ISBN: 978-0-671-69403-6
• No. of pages: 608
• Dimensions: 140 mm x 216 mm x 43 mm
• Weight: 632 g
• Subjects: Guides > Law, job, finance; Social sciences, law, business > Business > Management; BUSINESS & ECONOMICS / Personal Finance / General, Business & Economics / General, Business & Economics / Personal Finance / Investing, Business and Management, Business & management