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Uganda has in the past decade been plagued by frequent natural disasters often leading to massive loss of lives, property, massive displacements and generally disempowerment.For instance in 2010 alone landslides killed about 250 people and over 8,500 affected. During the course of the same year floods affected over 350,000 people. However little has been done in dealing with the aftermath of these catastrophes and an attempt is made in this research to explore the possibility of compensation through comprehensive first party natural disaster insurance schemes, to mitigate the effects of these Natural disasters. whereas comprehensive first party Natural disaster Insurance may not be overstated as a panacea to combat the devastating effects of natural disasters and as the only hope for the victims, just like no single insurance policy including those that have existed since time immemorial have ever been the ultimate remedy to events covered, comprehensive first party natural disaster insurance as I advance for it is not a one size fit all but only a viable option that warrants exploration in Uganda to supplement government efforts in mitigating the effects of Natural disasters.
About the author
Lou Jarvis Owen is a Makerere University graduate and a corporate lawyer. He graduated among the best in his year. He is currently a Bar Course candidate at the Law Development Centre. Lou has researched and written articles in the areas of Insurance law, International Trade & Business and Health rights.
