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Banking systems throughout the world are usually working on the same pattern of earning as much profit as possible with as low risk as possible. This is considered to be the way of escaping the global downfall of economy, thus banks are loaning only to those persons who can pay them back or to those who are established and have the collateral enough to secure the loans. Loans based on the welfare of human beings like the study support loan, agriculture loans to farmers, small sized loans to business start ups and entrepreneurs are now of scarcity. I have presented Unconventional Loan Structures in this book as a way to loan humans by keeping both the profit and human values together.These loans include the Shared Capital Loans and Future Building or Hammad Khan Loans. Shared capital loans are of course more attractive to all the banks as they will allow them to earn profits in a secured way while doing a lot of good to society as well. Future Building Loans (FBL) or Hammad Khan Loan (HKL) is for students throughout the world to build not only their own future but also the future of our society. Please read and adopt these structures to adopt prosperity with humanity.
About the author
Engr.Hammad Khan has obtained his silver Medal in BSc.Electronics Engineering in 2010. He has worked mainly in control systems,audio signal processing and business development. Currently employed in ABL,Pakistan as Business Engineer.He is the author of an article in efficient PID controllers and also a reviewer in many international conferences.
