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Zusatztext Much of the political debate in the United States revolves around the question of whether the government should allow individuals to make their own choices or should protect them against the wrong decisions by limiting the available choices. Nowhere is this issue more trenchant than in what is known as consumer protection, and nowhere is there likely to be a better and more comprehensive analysis of consumer finance, its role in a consumer economy, and the issues surrounding the government's role than this book provides. Informationen zum Autor Thomas A. Durkin has specialized in the economics and regulation of consumer financial services, in the federal government as Senior Economist at the Federal Reserve Board, in the academic area as Associate Professor of Finance at the Pennsylvania State University, and in the private sector as Chief Economist of the American Financial Services Association.Gregory Elliehausen has also specialized in the economics and regulation of consumer financial services, as Economist and Senior Economist at the Board of Governors of the Federal Reserve System and in the academic sector as Senior Research Scholar at Georgetown University and Associate Professor at George Washington University.Michael E. Staten has also specialized in the economics and regulation of consumer financial services in the academic sector at the University of Arizona, George Washington University, Georgetown University, Purdue University, and the University of Delaware. Klappentext This book examines the economic, psychological, sociological, historical, and legal traditions behind the demand, supply, institutions, and regulation of consumer credit in today's marketplace and how and why they have evolved. Zusammenfassung This book examines the economic, psychological, sociological, historical, and legal traditions behind the demand, supply, institutions, and regulation of consumer credit in today's marketplace and how and why they have evolved....