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Zusatztext "We often hear! and have come to believe! that models beat experts. Kelly offers the individual investor a simple! mechanical model that instills discipline! removes a lot of self-sabotaging emotion! and has a good track record. Will it continue to outperform? Actually! it just might."— Brenda Jubin! "Reading The Markets" book review at Investing.com and ValueWalk Informationen zum Autor JASON KELLY is the author of nine books, including The Neatest Little Guide to Mutual Fund Investing , The Neatest Little Guide to Stock Market Investing , and The Neatest Little Guide to Personal Finance . The Neatest Little Guide to Stock Market Investing , now in its fifth edition, is a BusinessWeek best seller. He conducts seminars on money management and can be seen as a frequent guest on CNN's financial network. He lives in Japan. Klappentext Take the stress out of investing with this revolutionary new strategy from the author of The Neatest Little Guide to Stock Market Investing! now in its fifth edition. In today's troubling economic times! the quality of our retirement depends upon our own portfolio management. But for most of us! investing can be stressful and confusing! especially when supposedly expert predictions fail. Enter The 3% Signal. Simple and effective! Kelly's plan can be applied to any type of account! including 401(k)s-and requires only fifteen minutes of strategizing per quarter. No stress. No noise. No confusion. By targeting three percent growth and adjusting holdings to meet that goal! even novice investors can level the financial playing field and ensure a secure retirement free from the stress of noisy advice that doesn't work. The plan's simple technique cuts through the folly of human emotion by reacting intelligently to price changes and automatically buying low and selling high. Relayed in the same easy-to-understand language that has made The Neatest Little Guide to Stock Market Investing such a staple in the investing community! The 3% Signal is sure to become your most trusted guide to investing success. ACKNOWLEDGMENTS I’m surrounded by fabulous people. I can’t imagine life without Doris Michaels, the only agent I’ve ever had. I was one of her first clients, and I’ll be one of her last. It’s a joy to still work together after all these years, and to see her and her incomparable husband, Charlie, on every trip to New York. My editor at Plume, Kate Napolitano, worked with me on The Neatest Little Guide to Stock Market Investing . At lunch one December day just before the fifth edition debuted, she listened to my impassioned speech about a game-changing new way for people to invest using just two index funds and what I called “the 3 percent signal”—and here we are. She was there when it began and walked every step of the way with me. Many researchers contributed to the body of work that helped me create the plan, but in this limited space I’ll mention just three. Behavioral psychologist Daniel Kahneman showed me why stock market success eludes people, and the value of following a formula. In the formula department, I’m indebted to Michael Edleson’s value-averaging concept of rebalancing to a fixed performance goal. John Bogle at Vanguard has been a tireless champion of index fund investing for the past four decades, and such low-cost funds are all that the 3 percent signal needs. Thank you, gentlemen. I wish there were more like you on Wall Street. A special thank-you to Roger Crandell, whom I first met when he subscribed to The Kelly Letter but who later became a friend and research collaborator. His expert coding provided many of the historical plan results presented in this book, and his software double-checked output from my spreadsheets. You would be amazed at the volume of data crunching necessary to present what appear to be simple conclus...