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Preface Publisher's acknowledgements Author's acnowledgements Foreword Introduction I.1 What should I do with my money? I.2 Ten eye-openers to get you thinking. I.3 How this book will help you I.4 How this book works I.5 A few points to notes Part 1: Smarter investing basics Chapter 1: Simplifying the confusion 1.1 Choices, choices, choices 1.2 How did we get here? 1.3 Battling for investors’ money 1.4 Reducing confusion and complexity Chapter 2: Covering the basics 2.1 What is smarter investing? 2.2 Ten points of focus for smarter investors 2.3 The two distinct phases of investing 2.4 There are no perfect answers 2.5 Summary: smarter investing basics Chapter 3: It only takes a minute 3.1 Twenty tips for smarter investing Part 2: Smarter thinking Chapter 4: Get smart - find your philosophy 4.1 Without a smart investment philosophy you are lost 4.2 The foundations of your philosophy 4.3 The path to establishing your philosophy 4.4 Can active managers beat the markets after costs? 4.5 Do a few managers outperform consistently? 4.6 Can you identify them in advance? 4.7 Leading active managers endorse index investing 4.8 Summarising what you now know 4.9 In conclusion 4.10 A personal philosophy 4.11 Your investment philosophy rules Anthony Bolton – The exception that proves the rule Chapter 5: Get smart - have a word with yourself 5.1 You are your own worst enemy 5.2 Challenges to decision-making 5.3 Thirteen questions for you to answer – unlucky for some? 5.4 Ms. Rational versus Mr. Irrational 5.5 Wise words to leave you with 5.6 Behavioural rules and tips Part 3: Building smarter portfolios Chapter 6: Sorting out your goals 6.1 Well thought-out goals underpin success 6.2 Five steps in defining your goals 6.3 The nitty-gritty of basic financial survival goals 6.4 A working example 6.5 Useful calculations 6.6 Summary: investment goals Chapter 7: Building a smart but simple portfolio 7.1 Choices, choices 7.2 The two key steps to building a portfolio 7.3 Understanding return and risk 7.4 Step 1: Picking a spot on the risk/return spectrum Chapter 8: Equity and bond building blocks in brief 8.1 Equities in brief 8.2 Bonds in brief 8.3 Why use high-quality domestic bonds as market trauma protection? 8.4 By and large bonds help dampen market trauma 8.5 Summary: rationale for owning some bonds Chapter 9. Getting your equity/bond mix right 9.1 Focus on your end goal, not bumps in the road 9.2 Rules of thumb to decide your mix 9.3 Making an informed choice 9.4 A thirty-year investment horizon 9.5 A twenty-year investment horizon 9.6 A ten-year horizon 9.7 A five-year horizon 9.8 A ‘lifecycle’ approach to investing 9.9 Drawing an income from your portfolio 9.10 Finally, wise words from a hi...
