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Informationen zum Autor TINA DI VITO is a Chartered Accountant (CA), Certified Financial Planner (CFP) and Trust and Estate Practitioner (TEP), and Fellow of FPSCTM. She is a member of the Canadian Tax Foundation, Women in Capital Markets, and the Institute of Chartered Accountants of Ontario. With more than 20 years of experience helping Canadians plan for and live in retirement, Tina has worked with families and small business owners and runs workshops and seminars for Canadians of all levels of prosperity. She is a sought-after speaker and is widely quoted in national and international media such as the Globe and Mail , the Financial Post , the Toronto Star , the Wall Street Journal and has been on Canada AM, Global Television, BNN, and CNBC. She has also been consulted by Canadian Parliamentary committees as an expert on a variety of wealth-management topics. She volunteers her time and financial expertise to the National Initiative for the Care of the Elderly (NICE) to help bring financial literacy to older Canadians. She has lead research resulting in the creation of industry-leading, white paper reports on retirement and estate and tax planning issues facing Canadians. Klappentext Retirement planning isn't something that happens at a specific point in time or at a specific age - we are all affecting our retirement plans every day with every decision we do or don't make. Canadians are living longer, and the average retiree in the future may have as much as 30 years of retirement to plan for, and there are many simple things that will impact our eventual retirement life.52 Ways to Wreck Your Retirement identifies 52 things we do that could wreck our retirement, explains why it puts your retirement at risk, and provides the strategy to correct the mistake, or better still, avoid it entirely. The book is organized under several key areas of the planning process, including:* Starting to Plan for Retirement* Mistakes around Investing* Mistakes around Debt* Saving for Retirement* Pensions* Living in Retirement* Spending in Retirement* New Realities about Retirement52 Ways to Wreck Your Retirement is not a feel-good book about how wonderful retirement will be or an alarming fear-mongering book about dying broke, nor is it a get-rich-late-retirement solution. Quite simply, it is an easily-accessible and practical guide written for Canadians of all ages that gives you the tools you need to better manage the financial and personal aspects of your retirement. Zusammenfassung Retirement planning isn't something that happens at a specific point in time or at a specific age - we are all affecting our retirement plans every day with every decision we do or don't make. Inhaltsverzeichnis Introduction 1 PART 1: STARTING TO PLAN FOR RETIREMENT 5 1. Thinking You Have a Retirement Plan When You Don't 7 2. Being Fooled by Feeling and Looking Younger than You Are 12 3. Not Using Your Common Sense 16 4. Living for Today Rather than Saving for Tomorrow 20 5. Not Paying Attention to What's in All Your Statements 24 6. Not Knowing Where You Stand 29 7. Not Knowing Where Your Money Is Going 33 PART 2: MISTAKES AROUND INVESTING 39 8. Not Knowing How Your Money Is Invested 41 9. Not Knowing How Much Risk You Can Tolerate 48 10. Th inking You'd Rather Be Safe than Sorry 52 11. Putting All Your Eggs in One Basket 57 12. Th inking That Retiring Means You Stop Investing 61 13. Watching Your Investments Too Closely 64 14. Looking for Th at Magic Pill to Boost Your Savings 68 PART 3: MISTAKES AROUND DEBT 73 15. Th inking Th at All Debt Is Created Equal 75 16. Taking Too Long to Pay Off Your Mortgage 82 17. Misuse of Credit Cards 89 PART 4: SAVING FOR RETIREMENT 95 18. Leaving Too Much Free...
