Credit Scoring, Response Modeling and Insurance Rating - A Practical Guide to Forecasting Consumer Behavior

Informationen zum Autor STEVEN FINLAY has worked in the field of predictive analytics for over fifteen years. His research interests cover all areas of predictive analytics, forecasting and data mining. He is currentlya Predictive Analytics Specialist, working for the UK Government, and is a visiting research fellow within the Lancaster University Management School, UK. Klappentext A guide on how Predictive Analytics is applied and widely used by organizations such as banks, insurance providers, supermarkets and governments to drive the decisions they make about their customers, demonstrating who to target with a promotional offer, who to give a credit card to and the premium someone should pay for home insurance. Zusammenfassung A guide on how Predictive Analytics is applied and widely used by organizations such as banks! insurance providers! supermarkets and governments to drive the decisions they make about their customers! demonstrating who to target with a promotional offer! who to give a credit card to and the premium someone should pay for home insurance. Inhaltsverzeichnis Introduction Project Planning Sample Selection Gathering and Preparing Data Understanding Relationships in Data Data Transformation (Pre-processing) Model Construction (Parameter Estimation) Validation, Model Performance and Cut-off Strategy Sample Bias and Reject Inference Implementation and Monitoring Multi-model (Fusion) Systems Further Topics Bibliography

List of contents

Introduction Project Planning Sample Selection Gathering and Preparing Data Understanding Relationships in Data Data Transformation (Pre-processing) Model Construction (Parameter Estimation) Validation, Model Performance and Cut-off Strategy Sample Bias and Reject Inference Implementation and Monitoring Multi-model (Fusion) Systems Further Topics Bibliography

Product details

• Authors: S Finlay, S. Finlay, Steven Finlay, FINLAY STEVEN
• Publisher: Palgrave UK
• Languages: English
• Product format: Hardback
• Released: 26.06.2012
• EAN: 9780230347762
• ISBN: 978-0-230-34776-2
• No. of pages: 314
• Subjects: Natural sciences, medicine, IT, technology > IT, data processing > Programming languages; Social sciences, law, business > Business > Business administration; Social sciences, law, business > Business > Individual industrial sectors, branches; B, Software Engineering, Leadership, Business Strategy/Leadership, Investment Banking, Corporate Finance, Financial Services, risk management, Securities, business strategy, Business Mathematics, Software Engineering/Programming and Operating Systems, Business Finance, Operating systems, Business mathematics & systems, Investments and Securities, Investment & securities, Business Strategy and Leadership, Palgrave Economics & Finance Collection, Business enterprises—Finance