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Klappentext Bank Management and Financial Services ! now in its ninth edition! is designed primarily for students interested in pursuing careers in or learning more about the financial services industry. It explores the services that banks and their principal competitors (including savings and loans! credit unions! security and investment firms) offer in an increasingly competitive financial-services marketplace. The ninth edition discusses the major changes and events that are remaking banking and financial services today. Among the key events and unfolding trends covered inthe text are: Newest Reforms in the Financial System! including the new Dodd-Frank Financial Reform Law and the Credit Card Accountability! Responsibility! and Disclosure (CARD) Act of 2009. Global Financial Sector coverage of the causes and impact of the latest "great recession." Systemic Risk and the presentation of the challenges posed in the financial system. Exploration of changing views on the "too big to fail" (TBTF) doctrine and how regulators may be forced to deal with TBTF in the future.Controlling Risk Exposure presentation of methods in an increasingly volatile economy Zusammenfassung Suitable for students interested in pursuing careers in or learning more about the financial services industry! this title explores the services that banks and their principal competitors (including savings and loans! credit unions! security and investment firms) offer in an increasingly competitive financial-services marketplace. Inhaltsverzeichnis PART ONE Introduction to Banking and Financial Services 1. An Overview of the Changing Financial-Services Sector2. The Impact of Government Policy and Regulation on the Financial-Services Industry3. The Organization and Structure of Banking and the Financial-Services Industry4. Establishing New Banks! Branches! ATMs! Telephone Services! and Web Sites PART TWO Financial Statements and Financial-Firm Performance 5. The Financial Statements of Banks and Their principal Competitors6. Measuring and Evaluating the Performance of Banks and Their Principal Competition PART THREE Tools for Managing and Hedging Against Risk 7. Risk Management for Changing Interest Rates: Asset-Liability Management and Duration Techniques8. Risk Management: Financial Futures! Options! Swaps! and Other Hedging Tools9. Risk Management: Asset-Backed Securities! Loan Sales! Credit Stanbys! and Credit Derivatives PART FOUR Managing Investment Portfolios and Liquidity Positions for Financial Firms 10. The Investment Function in Financial Services Management11. Liquidity and Reserves Management: Strategies and Policies PART FIVE Managing Sources of Funds for a Financial Firm 12. Managing and Pricing Deposit Services13. Managing Nondeposit Liabilities14. Investment Banking! Insurance! and Other Sources of Fee Income15. The Management of Capital PART SIX Providing Loans to Businesses and Consumers 16. Lending Policies and Procedures: Managing Credit Risk17. Lending to Business Firms and Pricing Business Loans18. Consumer Loans! Credit Cards! and Real Estate LendingPART SEVEN Managing the Future in a Global Marketplace 19. Acquisitions and Mergers in Financial-Services Management20. International Banking and the Future of Banking and Financial Services ...