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This book deals with how procrastination in decision making by the individuals in their financial matters impact achieving their financial goals. Everyone wants financial wellness in their life but procrastination is a major hurdle in achieving sound financial wellbeing. Procrastination in financial affairs is not only detrimental for the individuals' financial health but also affect their physical and mental health. This book is organized in seven chapters. First chapter deals with the concept of procrastination, some areas, its history, theories of procrastination and its models. Second chapter is in relation to the prior studies done in the areas procrastination in general and more specifically in the areas of personal finance. Third chapter is about the research methodology based on which study has been completed. In the fourth chapter determinants of financial procrastination has been studied and explored. In the fifth chapter level of financial procrastination has been examined based on different characteristics of the respondents. Sixth chapter deals with the negative consequences of the procrastination. Final, chapter is about the findings conclusions and recommendations.
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Dr. Nameeta Garg has done her post-graduation in commerce with distinction from Punjabi University, Patiala, Punjab, India. She is a keen researcher in the areas of personal financial behavior. She has completed her Ph.D. in commerce from Punjabi University, Patiala, Punjab, India.
